earticle

영어

It is said that female-owned businesses may confront financial constraints more often than male-owned businesses. We can say that the same story holds true for the Korean female-owned businesses. But no one has studied the difficulties they may experience. Keeping this in mind this paper, through analysing the Korea Technology Credit Guarantee Fund’s data, tries to show the main-bank relationships of the female-owned and male-owned busineses in Korea. The results reveal fe-male-owned businesses in Korea may confront financial constraints. That may be due to stereotypes, financial institutions, government and female-business owners should do their best to ease them.