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논문검색

책임보험에 있어서 보험의 목적과 피보험이익에 관한 재검토

원문정보

A Restudy on the Subject Matter of Insurance and Insurable Interest in the Liability Insurance

이용석

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초록

영어

This study investigated existing theories on the object and insurable interests of liability insurance. The purpose of this study is to examine problems in the existing theories on the object and insurable interests of liability insurance published thus far and describe a new theory that can compensate the problems. Thus far, the object of liability insurance has been generally regarded as the whole fortune of the insured person or the liability of reparation of the insured person. However, this paper is intended to regard the objects of insurance accidents that are insured instead of the whole fortune or liability of reparation of the insured person and describe the legitimacy and validity of this theory. Therefore, this paper will argue that the object of liability insurance is not the whole fortune or liability of reparation of the insured person as argued by existing studies thus far but is the object of insurance accidents while explaining the reasons as well as actually presenting relevant cases to prove the argument. Thereafter, to understand the issue of insurable interests of liability insurance, the theory of whole fortune, the theory of financial conditions, the theory that denies the insurable interests, and the theory of liability interests will be compared and reviewed. Then, problems in the theory of whole fortune, the theory of financial conditions, and the theory that denies the insurable interests and the iniquity of these theories will be pointed out and the validity of the theory of liability interests, which is recognized as a relatively proper theory in the relative position, will be proved. Thereafter, a new theory that compensates the shortcomings of this theory will be made.

목차

Abstract
 Ⅰ. 서론
 Ⅱ. 책임보험에 있어서 보험의 목적
 Ⅲ. 책임보험에 있어서 피보험이익
 Ⅳ. 결론
 참고문헌

저자정보

  • 이용석 Lee, Yong-Seok. 경남대학교 경영학부 금융보험 전공 교수

참고문헌

자료제공 : 네이버학술정보

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