earticle

영어

Trade paymentmethod is changing. Traditional L/Cpayment has decreased continuously while transfer payment increasing. Commercial banks are providing various trade finance services in order to support trade. This study establishes a hypothesis that corporate factors, company environment and trade support legislations for trading companies exercise influence to payment methods and choice of settlement plan informs trade results investigating the relationship of the elements. Survey and regression analysis are used. The result shows corporate factors, company environment and trade support systemare significant in payment method selection and export performance is varied by methods of payment.

한국어

전통적무역결제방식이변화되고있다.신용장에의한결제방식은지속적으로감소하고있으며,송금방식의비중은증가하고있다.시중은행은무역지원을위해다양한무역금융을제공하고있다.본연구는무역기업이직면하고있는기업적요인과환경요인,무역지원제도가결제방식에영향을미치고,결정된결제방식은수출성과에영향을미칠것이라고보고그관계를살펴보았다. 분석방법은설문조사와회귀분석을사용하였으며,분석결과기업요인과환경요인,무역지원제도는결제방식에유의한것으로나타났으며,무역결제방식에따라수출성과가달라지는것으로분석되었다.