earticle

영어

Following the global financial crisis of 2008, a significant focus on economic and financial literacy education has emerged from countries around the globe. The economic crisis has highlighted how essential it is that individuals and families have the information, education, and tools that they need to make good economic decisions in an increasingly complex national and global economic system. The purpose of this paper is to examine one innovation in teaching economic and financial literacy, the instructional effect of Problem-Based learning on economic and financial literacy education, and teaching strategies focusing on instructional model using Problem-Based learning theory. Problem-Based Learning is a learning approach where real life like problems are used in order to provide opportunities to learners so as to reach the objectives which was covered in educational programmes and to use critical thinking and problem solving skills effectively. It is very important to consider how schools can best provide an education that leads to good economic and financial literacy learning outcomes. The topic of economic and financial literacy raises the issue of the potential role that might be played by education, quality information, and incentives in improving decisions. A long history of research exists about the most effective ways of learning and teaching traditional school subjects like mathematics and history, but less is known about effective pedagogy in economic and financial literacy education. The ability to apply the newly acquired knowledge is often not as easy as it sounds and/ or not possible for some individuals. It can be argued that with a less than ideal education, information sets, and incentives, individuals cannot make the best decisions. This study is suggestive that Problem-Based learning is effective to improving learning outcomes and the attitude toward economic and financial literacy education by reinforcing practicality in real-life economic decision making and self-motivated learning. Problem-Based learning helps students develop critical thinking to solve problems, and this study has found positive effects of Problem-Based learning on long-term retention that were believed to be caused by student-cantered educational process, aiming to the development of key-skills, necessarily involves a proactive approach that facilitates students' involvement in research, analysis of problematic situations or solving real problems. The findings present us with the fact that Problem-Based learning has significant influence on student achievements at knowledge level, comprehension level.

한국어

교양교육으로서의 경제교육은 단순한 이론교육에 머무르지 않고, 개인들 의 경제적 의사결정능력을 배양하여 실제 문제상황에서 학습내용이 작동 하여야 하는 실천적 교육의 특성을 갖는다. 개인들이 경제생활에서 만나 는 여러 가지 경제적 의사결정상황에서, 보다 효과적이고 적절하게 문제 상황을 해결할 수 있는 능력, 의사결정을 할 수 있는 능력을 기르기 위하여 는, 현재와 같은 개념이해와 이론습득을 주목적으로 하는 교수방법과 수 업방식으로는 경제교육의 소기의 목표를 달성할 수 없게 된다. 본 연구는 효과적인 교양 경제교육방법으로 경제교육의 목적과 특성을 체계적으로 분석한 후, 이에 기초하여‘ 문제해결기반학습(Problem-Based learning)’ 교수-학습모형을 경제교육에 도입할 것을 제시한다. 문제해결 기반학습을 통한 경제교육의 특징분석과 함께 실제의 교수-학습설계를 위 한 각 단계별 탐색과 함께, 중요 경제교육 주제인‘ 경제행위의 기본원리’, ‘화폐와 국민경제 이해’,‘ 수요 및 공급과 시장가격 결정원리’의 세가지 교육주제에 대하여 문제기반학습 교수-학습모형에 입각한 경제교육 교수 설계안 및 수업모형안을 체계적으로 제시하였다.