earticle

영어

It researched into general suicide, suicide in life insurance and indemnity of suicide between Korea and other countries. The rate of suicide in Korea is ranked first highest among the OECD members. Korea government has tried to decrease the rate of suicide across the board in the society. Generally, the suicide doesn't have contingency required in the insurance. thus it is principle that the suicide is not acknowledged as the insured accident. But most countries including Korea state the term of the immunity from responsibility in order to protect the bereaved family and concerned person. For reasons of raising the rate of suicide, the life insurance companies insist on the postponement of payment. Also, The insurance consumer, such as insurant and insurance beneficiary, strongly insist against the opinion of life insurance companies. In this thesis, the author examines definite standard of suicide, immunity on suicide caused by insanity and postponed term of immunity, other than those things. other than those, there are a lot of things else which we need to consider. it is a difficult case to judge from the simple statistics, such as the rate of suicide, term of immunity, payment of insurance money and so on, It needs more effort to ameliorate this situation with policy correspond to current situation and various theoretical approaches.