earticle

영어

Mobile banking is more easily and fast banking today, but its challenges to payments security system. Many organization or financial institutions are now incorporating mobile banking and financial services as a key component of their growth strategy, and use of the mobile phone to conduct banking and financial services tasks continues to rise among early adopters. Large number of security challenge of mobile banking and payment system have been proposed in to the current research issues, our goal is to gain insight into the current status of mobile banking and payment system security challenge research issues published to date, conducted a systematic literature review mobile banking security challenges that have been claimed between January 2008 to December 2012.this paper presents the result of the systematic review, 10 publication and 20 were selected as primary studies, from which a large number of challenges were elicited. By applying qualitative data analysis methods to extracted data from the review. However among the majority of consumers, security threats are most commonly listed as the primary reason for not trying mobile banking. This review will attempt to technically address these largely unfounded consumer security fears while helping to lay a roadmap for financial institutions successful implementation of mobile banking technology. A clear and emerging new channel in the space of banking and payments is mobile. A key challenge with gaining user adoption of mobile banking and payments is the customer’s lack of confidence in security of the services. Understanding the mobile banking and payments market and ecosystem is critical in addressing the security challenges. There are new security risks introduced with mobile banking and payments that must be identified and mitigated.