earticle

영어

This study attempt to analyze factors to have an effect on the change of asset the elder households have; these households are aged from 55 years old or older as of 2007. This research shows that if there are more economic activities and less sick household members they have more housing assets. In the case of non-housing assets, economic activities have the same effect but household members’s health didn’t. On the contrary, in the case of financial assets economic activities are not significant but household members’s health is crucial. Also other incomes such as retirement fund or insurance fund are significant in housing assets and financial assets. The results of this study show that the elder households‘’s non-housing assets are increased by other reasons except for housing assets and financial assets. And the elder household asset holdings are influenced by household’s other incomes, household members’s health and economic activities. The increasing number of elderly households including retired households , means the structural change of population as well as that of financial market from economic and health factors.