earticle

영어

In this paper, using Non-Parametric Method and DEA(Data Envelopment Analysis) method, measures technical efficiency, pure technical efficiency and scale efficiency of 15 commercial banks including Chinese state commercial banks and the stock commercial banks in 2000 to 2009. For the DEA model, we put the membership, fixed assets and equity capital as input variables; and the loan, operating profit and net profit as output variables. Overall technical efficiency has been improving, and technical efficiency of commercial banks and stock commercial banks are also constantly improving, but the efficiency of stock commercial banks are much higher than the efficiency of Chinese state commercial banks, and the main factor affecting the technical efficiency is scale technical efficiency.

중국어

本文利用非参数方法数据包络模型DEA方法测度了中国国有银行和股份制银行共15 家商业银行2000∼2009年间的技术效率，纯技术效率和规模效率，其中对于DEA模 型，我们把员工人数，固定资产和所有者权益作为投入变量，把贷款额、营业收益和 纯利润作为产出变量。总体技术效率一直在提高，商业银行和股份制银行技术效率也 不断在提高，但是股份制银行的效率性要比国有银行的效率性高出很多，而影响技术 效率的主要因素是规模技术效率。