earticle

영어

The concept of a world economy emerged as a new economic analysis from a variety of different fields as theoretical framework to perform the functions and roles is an area. Note especially the new institutional economics, transaction cost theory of the field in 1936 was raised by Coase specific theoretical framework is established by Williamson could be seen as conjugated. Transaction cost theory, as seen through the application of trade insurance sector in Korea's life insurance policy has a special character, but basically the contract made by the transaction cost theory as a phenomenon and rationale for this proposal was judged suitable framework. The organizers of the first areas of trade agreements in the changing environment and the types of transaction costs through a comparative analysis and verification of the theoretical framework for the various conclusions which are considered the future of trade insurance policy-holders to understand the functional elements to be a big help Is considered. A second area of organizational management opportunism, transaction cost theory as a field using a variable for each of the process of building cooperation with organizations from the free- rider effect of moral hazard, including the mission, the organizational division of authority and so important to promote understanding Are considered to be utilized as a tool. The third is the field of standardization of trade insurance products. Trade Agreement of the biggest problems of information asymmetry between the export and import of the contract due to low efficiency upset occurs. To this end, trade insurance products to subscribers through the standardization of information and transaction costs reduced as a means of promoting the use and standardization of trade describes the suitability of insurance products and there is a need to promote understanding.

한국어

무역보험은 다른 분야와는 달리 정책적 함축성을 지닌 특수한 분야로서 우리나라 경제성장에 견인차 역할을 하는 분야로 평가되고 있다. WTO 출범이후 수출보험에 대한 규제여부에 대한 판단이 아직 확정되지 못한상황에서 향후 우리나라 무역 보험에 대한 기능적 요소에 대한 이론적 분석틀에 대한 연구가 활발히 진행되어야 할 것으로 보인다. 이러한 변화속에서 신제도주의경제학의 범주 안에 포함되고 있는 Williamson(1986)의 거래비용 이론은 새롭게 변화하고 있는 무역보험의 경제적 기능과 역할에 대한 다양한 분석이 적용될 수있을 것으로 판단된다. 거래비용 이론을 통해 살펴본 우리나라 무역보험의 적용분야는 정책보험이라는 특수한 성격을 지니고 있지만 기본적으로 계약관계에 의해 이루어지는 현상으로서 거래비용 이론이 제안하고 있는 이론적근거 틀에 적합하다는 판단을 하였다.