earticle

영어

This article reviews the legitimacy of the amendment bill of the Agricultural Cooperatives Act (hereinafter ‘the bill’) and insists that the bill should be harmonized not only with other laws including the Holding Company Act, the Financial Holding Company Act, the Insurance Industry Act, the Anti-Monopoly and the Fair Trade Act and the Korea Constitution, but also with the commercial treaties.
In this article, Chapter Ⅰ contains an introduction to the history of Korean nonghyup (unit agricultural cooperatives) and the Korean Nonghyup Junganghue (the Agricultural Cooperatives Federation) and their development especially in the mutual-aid project area which is a kind of nonprofit insurance.
In Chapter Ⅱ, I attempt to choose some legal issues arising from the bill and to criticize them from the viewpoint of legitimacy. Firstly, I indicate the necessity of the separation of the financial capitals from the industrial capitals. Secondly, I explain the risk of the combining the management of life insurance business and property insurance business. Thirdly, I concern the bill provides privileged treatments to the unit agricultural cooperatives and the Agricultural Cooperatives Federation unconstitutionally and discriminates private insurance companies. Additionally I point out the possibility of unfair competition or unfair transacts in the insurance market after the bill is legislated by the National Assembly.
In Chapter Ⅲ, this article insists that the bill has some legislative problems including an infringement of the principle of the Separation of the Powers, inadequate treatment of important legal affairs through additional clauses.
In Chapter Ⅳ, I describe the bill should be harmonized with the commercial treaties such as the KORUS FTA, Korea EU FTA.
Lastly in Chapter Ⅴ, I recommend that legislature should consider the bill very carefully.

한국어

최근에 정부가 국회에 제출한 농업협동조합법 개정안은 금융지주회사법, 보험업법, 독점규제 및 공정거래에 관한 법률 등의 다른 법률 및 대한민국헌법, 그리고 한.미 FTA, 한.EU FTA와 같은 통상조약과 정합성 차원에서 몇 가지 문제가 제기될 수 있다. 동법안은 농협중앙회의 신용사업과 경제사업의 분리를 통한 농민의 이익 제고라는 당면 목표에 치중한 나머지 기존의 다른 법률에서 정당한 이유 때문에 확립되어 있는 금산분리의 원칙, 생보와 손보의 겸영금지, 권력분립의 원칙 등에 위반할 소지가 있고, 한.미 FTA, 한.EU FTA와 같은 외국과의 통상조약과도 상충할 우려가 있다. 본고는 이러한 문제에 관하여 고찰하고 국회에 이같은 문제점들에 대한 신중한 검토를 권고하고 있다.