earticle

영어

In 2009 a series of fundamental amendments about insurance contract have been made in new insurance law. The improvement of insurance interests rule; Introduction of the rules on estoppel and waiver; Rigid distinction between formation and validity of insurance contract; Overhaul on the validity and interpretation of standardized insurance contract; Rationalization of the rules on misrepresented age and excuse term; Optimization of the rules on beneficiary and his vested rights; Modification of the relationship between transfer of insurance subject and validity of insurance policy; Definition on compensation procedure and claim period. All of these amendments are devoted to safeguard insurance clients’ interests and substantial development of insurance industry.

중국어

2009年2月28日第十一届全国人大常委会通过了最新修订的《保险法》，并于2009年10月1起施行。本次《保险法》修订是一次比较全面和重大的修订，涉及保险合同法和保 险业法两大领域，1) 条文数量从158条增加到187条，在章节结构上也有重大变化，2)在立法内容上有重大的创新和明显的进步，但仍有一些不足和遗憾，远非尽善尽美。本文回 顾过去，展望未来，拟就新保险法中保险合同法领域的一些重大修改作些阐述和评价。