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Borrowing by the government policy in the 16th century became a common housing type of farmers coming into the city in the 17th century. The housing supply method of the military, a class of farmers coming into the city received Gongdae(public sites) including Mohwagwan(慕華館) and Taepyoongwan(太平館) from their unit such as Hunryun-dogam(訓鍊都監) or Au Young Chung(御營廳). Therefore, their dwelling sites were prepared collectively through Gongdae(公垈) borrowing, differently from other farmers coming into the city. This finally became the cause of formation of regional dwelling sites in the Hanseongbu. The soldiers who came up to the city in the 17th century resided by borrowing private sites(personal Gadae) besides the national Gongdae. However, since the private-site borrowing could be sued easily, differently from Gongdae borrowing, it was on shaky ground where they could lose their place of residence. Borrowers who leased private sites had to receive an Iban(立案) thoroughly because they could lose the right of the leased land without the Iban when they were sued for Gadae(家垈). With poor housing conditions, borrowers were in the unstable situation where the leased land could be taken away as an aspect of pillaging by a powerful or loyal family in Hanseongbu with the owner residing in the provinces. In particular, in case of private-site borrowing differently from Gongdae borrowing, there were many cases of legal action so that borrowers had to clearly recognize and confirm if the land was owned by and who was its owner. As to the period of lease, Gongdae borrowing was almost permanent while privatesite borrowing was flexible except that the owner went down into the country. Also, borrowers paid a certain amount to their owner as taxes. While paying in a lump-sum like a today’s deposit money, they paid once a year as seen through a case that they paid taxes yearly. The government’s protection measures about such borrowers didn’t appear in the late Joseon Dynasty. A borrower or a tenant only got a tax refund when the owner’s house had a trouble, which turned out that their property right was under protection to some extent. The method to secure the residence right about borrowing could not but receive the government’s Iban stating the dwelling period or conditions of borrowing. However, even in this case the borrower had to clearly recognize details of Gadae to lease, the location of resident households, and its ownership since when both litigant parties received the Iban, the party who first issued the Iban could win a lawsuit.