초록 열기/닫기 버튼
관세학회지(제7권 제2호)The Journal of Korea Research Society for Customspp.201∼222A contract of marine insurance is a contract whereby the insurer undertakes to indemnify the assured, in manner and to the extent thereby agreed, against marine losses, that is to say, the losses incident to marine adventure.The ordinary rule that the assured will fail in his claim where the court is left in doubt as to whether the loss was due to an insured peril or to some cause not covered by the policy has been confirmed by the House of Lords in The Popi M. That decision highlights the importance of this well-established principle, and can already be seen to have influenced the course of litigation in other cases where underwriters have adopted the stance of putting the assured to proof of his claim, rather than seeking to put forward positive defences.In a risk management of an insurer there may be two things. One is an open liability prescribing all risks by the seas as a risk bearing and the other is an enumerated liability which means the insurer bears the risks enumerated on a clause of the law or on an insurance contract.In korea, the shipper generally prefers all risk such as I.C.C.(A) as we saw at the present condition in according to the insurance clauses. As all risk is the open liability there is a problem to prove the liability to the insurer.So the problem can be solved both by raising well fitted premium and by transferring the problem to prove the liability from an insured to the insurer.For this, it has to be considered the device to transfer the problem to prove the liability to the insurer by revising both I.C.C.(A) clause and I.C.C.(B), I.C.C.(C) clause.
키워드열기/닫기 버튼
indemnify, risk management, proof of his claim, Burden of Proof,I.C.C.(A), I.C.C.(B), I.C.C.(C), Marine Cargo Insurance
