We have no enough experience about medical malpractice insurance. So we need much information about medical malpractice insurance of foreign countries. Therefore, this article is intended to introduce mainly medical malpractice insurance of America. Recently, the number of medical malpractice suits have drastically increased almost 10 times in the thirteen years. In addition, the percentage of plaintiff's case marked 60～70% of which include court's compulsory adjustment. However, despite these high percentage of plaintiff's cases and compulsory adjustment, the ratio for unsettled cases has not decreased but increased. This trends may be attributed to the fact that only a margin of medical malpractice cases are settled by court judgment. To rectify this situation, Korea has introduced various dispute settlement mechanisms by court during the last 20 years, and to no vail, and recently proposed Medical Disputes Adjustment Act. Medical Malpractice Insurance and problems in Korea : Certainly medical malpractice insurance is so difficult to operate. Insurers are reluctant to insure medical malpractice insurance with afraid of much losses. Therefore, in order to establish medical malpractice insurance in Korea, we need various plans for introduction: cooporation with medical mutual benefit association, joint-undertaking among insurance companies, group contracts, coercive subscription, the limit of insurance money or exemption money, fair and fast medical review panel and arbitration panels. We need much study about the medical malpractice insurance of other country and other professional liability insurances. Finally, it is essential to combine and harmonize academic researches and actual affairs in insurance industry.

We have no enough experience about medical malpractice insurance. So we need much information about medical malpractice insurance of foreign countries. Therefore, this article is intended to introduce mainly medical malpractice insurance of America. Recently, the number of medical malpractice suits have drastically increased almost 10 times in the thirteen years. In addition, the percentage of plaintiff's case marked 60～70% of which include court's compulsory adjustment. However, despite these high percentage of plaintiff's cases and compulsory adjustment, the ratio for unsettled cases has not decreased but increased. This trends may be attributed to the fact that only a margin of medical malpractice cases are settled by court judgment. To rectify this situation, Korea has introduced various dispute settlement mechanisms by court during the last 20 years, and to no vail, and recently proposed Medical Disputes Adjustment Act. Medical Malpractice Insurance and problems in Korea : Certainly medical malpractice insurance is so difficult to operate. Insurers are reluctant to insure medical malpractice insurance with afraid of much losses. Therefore, in order to establish medical malpractice insurance in Korea, we need various plans for introduction: cooporation with medical mutual benefit association, joint-undertaking among insurance companies, group contracts, coercive subscription, the limit of insurance money or exemption money, fair and fast medical review panel and arbitration panels. We need much study about the medical malpractice insurance of other country and other professional liability insurances. Finally, it is essential to combine and harmonize academic researches and actual affairs in insurance industry.

professional liability, medical malpractice insurance, exemption money, arbitration panel.