본 연구는 아시아에서 수출팩토링을 주도하고 있는 대만을 비롯하여 최근 이용실적이 비약적으로 증가하고 있는 중국, 일본, 인도 등 주요 국가들에서 수출팩토링이 어떻게 발전하고 있는지 현황과 특성을 살 펴보고자 하였다. 연구결과 아시아에서 수출팩토링이 발전하고 있는 국가 들은 수출팩터의 우수한 서비스, 전자 팩토링시스템, 합리적인 비용, 신용 위험관리와의 통합서비스 등 적극적인 혁신과 다양한 기능으로 시장을 확 대해가고 있는 것으로 나타났다. 특히 대만은 아시아에서 수출팩토링의 이용이 가장 활발한 국가이며 중국은 향후 세계에서 가장 큰 수출팩토링 시장으로 성장할 것으로 보인다. 따라서 한국도 상업은행들의 역량을 강 화하여 전문적인 수출팩터의 수를 증가시키고 이들로 하여금 선급금융 및 위험관리, 판매원장 관리 등 다양한 팩토링 서비스를 할 수 있도록 육성 하는 정책이 필요하며 수출팩토링에 대한 법적 근거를 마련하고 관련비용 도 인하하는 정책이 필요한 것으로 보인다.

Factoring is a comprehensive financial service in trade finance that covers credit protection, accounts receivable book keeping, collection services and financing. It is used as alternative trade finance tools of L/C based financing. in developed and developing countries around. Export Factoring will play a crucial role in encouraging the international trade. It has gained popularity among the international traders due to the diverse services provided by it. This paper focuses the development of export factoring in Asia. Taiwan is the most developed country of factoring. China has huge potential market in export factoring, which is expected the most biggest market in the future. In India, factoring is still at the growing stage, compared to the long followed financial service of Bill Discounting. The result of this paper implies that more Korean commercial bank should handle export factoring with cooperation with credit agencies. Furthermore, it is necessary to reduce the factoring cost and to be focused on small and medium sized esport firms.

Factoring is a comprehensive financial service in trade finance that covers credit protection, accounts receivable book keeping, collection services and financing. It is used as alternative trade finance tools of L/C based financing. in developed and developing countries around. Export Factoring will play a crucial role in encouraging the international trade. It has gained popularity among the international traders due to the diverse services provided by it. This paper focuses the development of export factoring in Asia. Taiwan is the most developed country of factoring. China has huge potential market in export factoring, which is expected the most biggest market in the future. In India, factoring is still at the growing stage, compared to the long followed financial service of Bill Discounting. The result of this paper implies that more Korean commercial bank should handle export factoring with cooperation with credit agencies. Furthermore, it is necessary to reduce the factoring cost and to be focused on small and medium sized esport firms.

Export Factoring, Factoring, Trade Finance, Asia, Taiwan, China, Japan