Current credit system, rather than the credit and mortgage loans on real estate, such as factories and building large enough to hold the position of the loans to lend money through the small side, so I think it is relatively difficult. Therefore, for large enterprises by easing monetary policy and financial support for the regulations to be somewhat passive manner, but normal collateral such as real estate and small businesses did not have enough market opportunities for mortgage loans through financial institutions is very low. In this regard, for small businesses, unlike large companies, such as deregulation, not a negative way, appropriate for small and medium enterprises operating in a variety of security system is necessary. In particular, venture and technology companies as a key asset for the small business market, financial institutions, as well as through loans, financial policy, even if that opportunity is blocked because of small technology companies with the technology to guarantee security system can offer an alternative to that. Security system in Korea technology policy in each department is operating in, or at least on the basis of related laws and regulations to carry only the system that is not easy to find a legal entity. In addition, the debtor's technology to guarantee that the loan is made, there is much difference with the existing physical security. In other words, can be recognized a debtor's technology as collateral? can be recognized technology that isn't rights as property? In addition, is it proper that these issues will be defined in civil law or special law to enact? And technology for the assessment of the value of collateral issues also remain.

Current credit system, rather than the credit and mortgage loans on real estate, such as factories and building large enough to hold the position of the loans to lend money through the small side, so I think it is relatively difficult. Therefore, for large enterprises by easing monetary policy and financial support for the regulations to be somewhat passive manner, but normal collateral such as real estate and small businesses did not have enough market opportunities for mortgage loans through financial institutions is very low. In this regard, for small businesses, unlike large companies, such as deregulation, not a negative way, appropriate for small and medium enterprises operating in a variety of security system is necessary. In particular, venture and technology companies as a key asset for the small business market, financial institutions, as well as through loans, financial policy, even if that opportunity is blocked because of small technology companies with the technology to guarantee security system can offer an alternative to that. Security system in Korea technology policy in each department is operating in, or at least on the basis of related laws and regulations to carry only the system that is not easy to find a legal entity. In addition, the debtor's technology to guarantee that the loan is made, there is much difference with the existing physical security. In other words, can be recognized a debtor's technology as collateral? can be recognized technology that isn't rights as property? In addition, is it proper that these issues will be defined in civil law or special law to enact? And technology for the assessment of the value of collateral issues also remain.

technology security, intellectual property rights security, technology secured loan, technology guarantee, security right, security