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This paper deals with loophole problems focusing on non-active contributors (Article 91 of the National Pension Act, related to the Exceptions of Contribution payment) in the National Pension Services. Most researchers insist that this issue should be solved through the revision of the National Pension Act. However, it is difficult to revise the Act because it takes long time and the revision of the Act will bring many kinds of argument, reflecting on the previous experience. Instead, this paper argues that this issue should be solved through pension administration. Based on this perspective, this paper suggests three kinds of solution: the income-continuity through Human Network, the income-continuity by the state, and the effort to increase the participant-friendliness of the National Pension. The suggestion for the income-continuity through Human Network includes sponsor system and family-pooling system. The suggestion for the income-continuity by the state includes the workplace-finding support, the relatedness of the National Pension and National Insurance, the unemployment-suffering share, and the Tax-indexed support. The effort to increase the participant-friendliness of the National Pension includes the contribution-support system and the short-term benefit system.